Legal
Terms of Service
Last updated: June 2026
Please read these Terms carefully before using kalkwise.com operated by KalkWise. By accessing the Site, you agree to be bound by these Terms.
1. Use of the Site
KalkWise provides free financial calculators for informational and educational purposes. You may use the Site for personal, non-commercial use. You agree not to:
- Use the Site for any unlawful purpose
- Attempt to gain unauthorized access to any part of the Site
- Scrape or harvest data from the Site in bulk without permission
- Reproduce or redistribute the Site content for commercial purposes without written consent
2. Not financial advice
All calculator results are estimates only. KalkWise is not a licensed financial advisor, broker, or investment professional. The calculators and content on this Site are provided for general informational and educational purposes only.
Nothing on this Site constitutes financial, investment, tax, legal, or accounting advice. Before making any financial decision, consult a qualified and licensed financial professional who can review your specific circumstances.
Calculator results may vary from actual outcomes due to rounding, assumptions, market conditions, and other factors outside our control.
3. Disclaimer of warranties
THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
We do not warrant that the Site will be uninterrupted or error-free, or that any calculator result is accurate for your specific situation.
4. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, KALKWISE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF THE SITE — INCLUDING ANY FINANCIAL DECISIONS MADE BASED ON CALCULATOR RESULTS.
Our total liability for any claim shall not exceed USD $0, as the Site is provided free of charge.
5. Intellectual property
The KalkWise name, logo, website design, calculator methodologies, and written content are owned by KalkWise and protected by applicable intellectual property laws.
Linking to the Site from other websites is permitted, provided the link does not misrepresent KalkWise or imply an endorsement we have not granted.
6. Third-party links and advertising
The Site may contain links to third-party websites and display advertisements served by Google AdSense. We are not responsible for the content or accuracy of third-party sites or ads. You access them at your own risk.
7. Changes to these Terms
We reserve the right to update these Terms at any time. The "Last updated" date at the top reflects changes. Continued use of the Site after changes constitutes acceptance of the updated Terms.
8. Governing law
These Terms are governed by generally applicable principles of international commercial law. Any dispute arising from these Terms shall first be addressed through good-faith negotiation.
9. Contact
Questions about these Terms?
Email: mahlufhen@gmail.com