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Tax

Florida Income Tax Calculator

Estimate your total income tax in Florida. Florida has no state income tax — enter your income, filing status, and deductions to see your federal, state, and FICA tax.

Updated July 2026 · Editorial standards

Your total tax owed
$15,273
Net income / yr
$69,728
Effective tax rate
18.0%
Federal tax$8,770State tax$0FICA$6,503Net / month$5,811

Your details

$
$
$

Leave at $0 to use the standard deduction automatically.

On $85,000 gross income your marginal federal rate is 22%, but your effective rate is only 18.0% — you keep $69,728/year.Your effective rate is lower than your marginal bracket because lower income is taxed at lower rates. Pre-tax deductions reduce your AGI by $5,000, saving you taxes upfront.

Where your income goes

Tax summary

Adjusted gross income$80,000
Taxable income$63,900
Federal tax$8,770
State tax$0
FICA (SS + Medicare)$6,503
Net income / month$5,811

Tax breakdown

ItemAmountRate
Gross income$85,000—
Pre-tax deductions($5,000)—
Adjusted gross income$80,000—
Deduction($16,100)—
Taxable income$63,900—
Federal income tax$8,77022.00%
State income tax$00.00%
FICA (SS + Medicare)$6,5037.65%
Net income$69,728—
Total tax
$15,273

What is the Florida Income Tax Calculator?

In short

Florida has no state income tax, so no state income tax is withheld from your paycheck. Florida leans on sales tax (~39% of state & local revenue, heavily paid by tourists) plus property taxes (~35%) and lodging/tourism taxes. Florida's no-income-tax status is among the oldest, dating to a 1924 constitutional amendment.

Because Florida has no state income tax, this page focuses on what actually funds the state and what your federal-only tax looks like. Florida leans on sales tax (~39% of state & local revenue, heavily paid by tourists) plus property taxes (~35%) and lodging/tourism taxes.

How to use this calculator

  1. 1Add your annual gross income.
  2. 2Pick your filing status to size the federal tax.
  3. 3Florida is pre-selected with $0 state tax — switch states to compare against one that does tax income.
  4. 4Add 401(k)/HSA contributions to watch your federal tax (not state) fall.

The formula

taxable income=gross−deductions
federal tax=bracket taxtaxable income×taxable income
effective rate=total taxgross income
In Florida: total tax = federal income tax + FICA (7.65%); state income tax = $0. Florida leans on sales tax (~39% of state & local revenue, heavily paid by tourists) plus property taxes (~35%) and lodging/tourism taxes.
federal tax
— Federal income tax from progressive brackets
FL tax
— Florida: no state income tax
FICA
— Social Security 6.2% + Medicare 1.45%

Worked example

The scenario

A Florida homeowner earning $75,000 (single filer) with a $400,000 homestead (assessed at $400,000 last year), $25,000 a year of taxable purchases, and a year in which local home prices jump 10%.

gives

The result

With no state withholding, the paycheck keeps about $61,593 after federal tax and FICA. At the 0.89% median effective property tax rate (Tax Foundation, 2024) the home costs about $3,560 a year in property tax, and the shopping adds $1,500 at the 6% state sales tax before any county surtax. Now the 10% price jump: the market says the house is worth $440,000, but Save Our Homes lets a homestead's assessed value rise by no more than 3% (or inflation, if lower), so the assessment can reach at most $412,000. That gap of $28,000 is value the owner is not taxed on this year, and it compounds the longer they stay.

Common use cases

  • Understanding how Florida pays for services without an income tax
  • its tourism economy lets the 6% state sales tax capture revenue from non-residents — a defining feature of Florida's fiscal model
  • a 2018 constitutional amendment requires a two-thirds legislative supermajority to raise any state tax or fee
  • Checking whether Florida taxes any income (it doesn't)

Limitations & assumptions

  • Florida has no state income tax, so this shows federal + FICA only. Florida has no individual income tax, but it does levy a 5.5% corporate income tax — so 'no income tax' applies only to individuals.
  • Florida is one of only nine states with no individual income tax.
  • Federal tax uses current brackets and the standard deduction unless you itemize.
  • Use it for planning; it isn't a substitute for a tax professional.

Official sources

Official publications for rules and figures this page uses. Rates and rules change, so confirm the current figures with the publisher before you rely on them:

Frequently asked questions

No — Florida has no state income tax. Florida is one of the handful of states with no individual income tax at all — your paycheck is only reduced by federal income tax and FICA. Instead, florida leans on sales tax (~39% of state & local revenue, heavily paid by tourists) plus property taxes (~35%) and lodging/tourism taxes.

Disclaimer: KalkWise calculators are provided for general informational and educational purposes only and do not constitute financial, investment, tax, or legal advice. Results are estimates based on the figures you enter and the assumptions described above. Actual outcomes will vary. Consult a qualified professional before making financial decisions.