Income TaxData Study · 2026

Take-Home Pay by State 2026

Name: Take-Home Pay by State 2026: Net Pay After Taxes
Creator: KalkWise
License: https://kalkwise.com/terms/

How much of your salary do you actually keep? We calculated net take-home pay across all 50 states + Washington D.C. after federal income tax, FICA, and state income tax — for a single filer with no pre-tax deductions. Toggle salary below to update all figures.

Updated June 2026 · Editorial standards

Gross salary:

Best state

$61,593

Alaska

Worst state

$56,962

Maryland

Average take-home

$59,364

on $75,000

Best vs worst gap

$4,631

same salary, diff. state

State rankings

Top 10 and bottom 5 states by take-home pay on a $75,000 salary.

Top 10 — highest take-home

#1Alaska

$61,59317.9%

#2Florida

$61,59317.9%

#3New Hampshire

$61,59317.9%

#4Nevada

$61,59317.9%

#5South Dakota

$61,59317.9%

#6Tennessee

$61,59317.9%

#7Texas

$61,59317.9%

#8Washington

$61,59317.9%

#9Wyoming

$61,59317.9%

#10North Dakota

$61,23818.3%

Bottom 5 — lowest take-home

#47Minnesota

$58,03722.6%

#48Maine

$57,86422.8%

#49Oregon

$57,73123.0%

#50Hawaii

$57,48023.4%

#51Maryland

$56,96224.1%

Legend:No state income taxLow / flat state taxHigh state income tax

State heatmap

Each tile shows a state's take-home rank on $75,000. Green = most take-home, red = least. Tap or hover a tile — details appear below the map.

More take-home

Less take-home

Tap or hover any state tile to see its figures here.

Full state comparison

Click any column header to sort. Click "Calculate" to run a personalised paycheck for that state.

		Federal	FICA				Details
#1	AKAlaska	−$7,670	−$5,738	None	$61,593	17.9%	Calculate →
#2	FLFlorida	−$7,670	−$5,738	None	$61,593	17.9%	Calculate →
#3	NHNew Hampshire	−$7,670	−$5,738	None	$61,593	17.9%	Calculate →
#4	NVNevada	−$7,670	−$5,738	None	$61,593	17.9%	Calculate →
#5	SDSouth Dakota	−$7,670	−$5,738	None	$61,593	17.9%	Calculate →
#6	TNTennessee	−$7,670	−$5,738	None	$61,593	17.9%	Calculate →
#7	TXTexas	−$7,670	−$5,738	None	$61,593	17.9%	Calculate →
#8	WAWashington	−$7,670	−$5,738	None	$61,593	17.9%	Calculate →
#9	WYWyoming	−$7,670	−$5,738	None	$61,593	17.9%	Calculate →
#10	NDNorth Dakota	−$7,670	−$5,738	−$354	$61,238	18.3%	Calculate →
#11	OHOhio	−$7,670	−$5,738	−$967	$60,625	19.2%	Calculate →
#12	AZArizona	−$7,670	−$5,738	−$1,473	$60,120	19.8%	Calculate →
#13	NJNew Jersey	−$7,670	−$5,738	−$1,762	$59,831	20.2%	Calculate →
#14	INIndiana	−$7,670	−$5,738	−$1,796	$59,796	20.3%	Calculate →
#15	PAPennsylvania	−$7,670	−$5,738	−$1,808	$59,784	20.3%	Calculate →
#16	LALouisiana	−$7,670	−$5,738	−$1,922	$59,671	20.4%	Calculate →
#17	RIRhode Island	−$7,670	−$5,738	−$2,209	$59,384	20.8%	Calculate →
#18	IAIowa	−$7,670	−$5,738	−$2,238	$59,354	20.9%	Calculate →
#19	CACalifornia	−$7,670	−$5,738	−$2,332	$59,261	21.0%	Calculate →
#20	KYKentucky	−$7,670	−$5,738	−$2,356	$59,237	21.0%	Calculate →
#21	VTVermont	−$7,670	−$5,738	−$2,412	$59,181	21.1%	Calculate →
#22	MIMichigan	−$7,670	−$5,738	−$2,503	$59,089	21.2%	Calculate →
#23	ARArkansas	−$7,670	−$5,738	−$2,592	$59,001	21.3%	Calculate →
#24	COColorado	−$7,670	−$5,738	−$2,592	$59,001	21.3%	Calculate →
#25	NMNew Mexico	−$7,670	−$5,738	−$2,607	$58,986	21.4%	Calculate →
#26	OKOklahoma	−$7,670	−$5,738	−$2,609	$58,983	21.4%	Calculate →
#27	NCNorth Carolina	−$7,670	−$5,738	−$2,651	$58,942	21.4%	Calculate →
#28	UTUtah	−$7,670	−$5,738	−$2,680	$58,913	21.4%	Calculate →
#29	WVWest Virginia	−$7,670	−$5,738	−$2,709	$58,884	21.5%	Calculate →
#30	WIWisconsin	−$7,670	−$5,738	−$2,761	$58,831	21.6%	Calculate →
#31	MSMississippi	−$7,670	−$5,738	−$2,768	$58,824	21.6%	Calculate →
#32	NENebraska	−$7,670	−$5,738	−$2,772	$58,821	21.6%	Calculate →
#33	CTConnecticut	−$7,670	−$5,738	−$2,790	$58,803	21.6%	Calculate →
#34	DEDelaware	−$7,670	−$5,738	−$2,882	$58,710	21.7%	Calculate →
#35	KSKansas	−$7,670	−$5,738	−$2,900	$58,693	21.7%	Calculate →
#36	ALAlabama	−$7,670	−$5,738	−$2,905	$58,688	21.8%	Calculate →
#37	NYNew York	−$7,670	−$5,738	−$2,907	$58,686	21.8%	Calculate →
#38	ILIllinois	−$7,670	−$5,738	−$2,916	$58,677	21.8%	Calculate →
#39	MOMissouri	−$7,670	−$5,738	−$2,916	$58,677	21.8%	Calculate →
#40	MAMassachusetts	−$7,670	−$5,738	−$2,945	$58,648	21.8%	Calculate →
#41	VAVirginia	−$7,670	−$5,738	−$3,129	$58,463	22.0%	Calculate →
#42	MTMontana	−$7,670	−$5,738	−$3,229	$58,363	22.2%	Calculate →
#43	GAGeorgia	−$7,670	−$5,738	−$3,234	$58,359	22.2%	Calculate →
#44	SCSouth Carolina	−$7,670	−$5,738	−$3,327	$58,266	22.3%	Calculate →
#45	IDIdaho	−$7,670	−$5,738	−$3,416	$58,176	22.4%	Calculate →
#46	DCWashington D.C.	−$7,670	−$5,738	−$3,429	$58,164	22.4%	Calculate →
#47	MNMinnesota	−$7,670	−$5,738	−$3,556	$58,037	22.6%	Calculate →
#48	MEMaine	−$7,670	−$5,738	−$3,728	$57,864	22.8%	Calculate →
#49	OROregon	−$7,670	−$5,738	−$3,862	$57,731	23.0%	Calculate →
#50	HIHawaii	−$7,670	−$5,738	−$4,113	$57,480	23.4%	Calculate →
#51	MDMaryland	−$7,670	−$5,738	−$4,630	$56,962	24.1%	Calculate →

Methodology

All figures assume a single filer with the federal standard deduction ($15,750 — 2025 figure as amended by the One Big Beautiful Bill Act), no pre-tax deductions (401k, HSA, etc.), and no local or city taxes — except Maryland, where county income tax is constitutionally mandatory and collected by the state alongside state tax (we apply the 3.2% statewide average).

Federal income tax uses 2026 IRS brackets (10%–37%, Rev. Proc. 2025-32). FICA includes Social Security (6.2% up to the wage base) and Medicare (1.45% + 0.9% additional Medicare tax above $200k).

Coverage: all 50 states + Washington D.C. — the nine zero-income-tax states (AK, FL, NV, NH, SD, TN, TX, WA, WY) plus all remaining states and DC using each jurisdiction's 2025 income tax schedule (graduated brackets or flat rate, single filer).

Results are before tax credits (EITC, child tax credit). For personalised numbers — your filing status, 401k, and city taxes — use the calculator linked in each row.

Frequently asked questions

Which state has the highest take-home pay?▾

The nine no-income-tax states — Texas, Florida, Nevada, Wyoming, Alaska, South Dakota, Tennessee, New Hampshire, and Washington — consistently rank highest. They all produce identical take-home on the same gross since they add zero state income tax on top of federal + FICA. On a $75,000 salary as a single filer, they all land at the same figure.

How much less do you take home in California vs Texas?▾

On a $75,000 salary, California's progressive income tax (up to 12.3%) creates a meaningful gap vs Texas (no income tax). At $75k the gap is roughly $2,000–$4,500/year; at $150k it exceeds $10,000/year. Federal tax and FICA are identical in both states — the difference is purely state income tax.

Does moving to a no-tax state always save money?▾

Not automatically. No-income-tax states often offset revenue via higher property taxes (Texas), higher sales taxes (Nevada, Tennessee), or higher cost of living (Washington). The figures here show the income-tax component only. For a full picture, compare property tax, sales tax, and housing costs together.

What is an effective tax rate?▾

Effective rate = total taxes paid ÷ gross income. It's always lower than your marginal rate because lower brackets apply to income below each threshold. A $75k earner in the 22% federal bracket typically has an effective federal rate of about 12–13%, since the first $16,100 (2026 standard deduction) is untaxed and most income falls in the 10%–12% brackets.

How do I calculate my exact take-home pay?▾

This table uses standard assumptions (single, no 401k, no HSA). For a personalised number with your filing status, 401k contributions, health insurance, and city taxes, use the state-specific paycheck calculator linked in each row.

Want your exact take-home number?

The table uses standard assumptions. Enter your actual salary, filing status, and deductions for a precise paycheck.

Calculate my exact take-home →

Disclaimer: KalkWise calculators are for general informational purposes and do not constitute tax or financial advice. Results are estimates based on the figures and assumptions described above. Actual outcomes will vary. Consult a qualified tax professional before making financial decisions.