What is the child support calculator?
In short
With Parent 1 earning $5,000/mo and Parent 2 earning $3,000/mo, the combined obligation for 2 children is $2,000/mo plus $600 in childcare/insurance. Parent 2 owes $975/month to Parent 1 (the primary custodian). Obligations scale with income — a parent earning twice as much pays twice as much.
This calculator uses the income shares model — the most common US child support guideline — to estimate monthly support payments. It combines both parents' incomes, applies a per-child percentage, and adds childcare and health insurance costs, then splits the total by each parent's income share. The custodial parent (higher custody %) receives payments from the non-custodial parent.
How to use this calculator
- 1Enter both parents' gross monthly income (before taxes)
- 2Set the number of children and custody percentage for Parent 1
- 3Add monthly childcare and health insurance costs
- 4Read the estimated monthly payment and which parent pays
The formula
- C
- — Combined monthly gross income
- p%
- — Per-child percentage from income shares table
- s₁
- — Parent 1's share of combined income
Worked example
The scenario
Parent 1 earns $5,000/mo, Parent 2 earns $3,000/mo, 2 children, Parent 1 has 70% custody, $400/mo childcare, $200/mo insurance.
The result
Combined income: $8,000. Basic obligation (2 children): $8,000 × 25% = $2,000. Add $400 + $200 = $600. Total: $2,600. Parent 2's share: 37.5% × $2,600 = $975/month paid to Parent 1.
Common use cases
- Budgeting before or during a divorce proceeding
- Understanding what a court might order vs. a negotiated agreement
- Modeling how a raise or income change affects support obligations
- Planning finances as either the paying or receiving parent
Limitations & assumptions
- Uses a simplified income shares percentage table — courts use official state-published obligation tables that vary by state
- Does not model split custody, shared parenting adjustments, or parenting time credits
- Does not account for extraordinary expenses (private school, medical needs, travel for visitation)
- Legal advice from a family law attorney is required before relying on this for any court proceeding
Frequently asked questions
How much child support do I owe for 2 children if I earn $4,000/month?
Does child support change if I lose my job?
Is child support taxable income?
What is the income shares model vs. percentage of income?
Can parents agree to a different amount than the calculator shows?
Disclaimer: KalkWise calculators are provided for general informational and educational purposes only and do not constitute financial, investment, tax, or legal advice. Results are estimates based on the figures you enter and the assumptions described above. Actual outcomes will vary. Consult a qualified professional before making financial decisions.